Get Private Real Estate Loans in California

Your Private Real Estate Lender in California

At Merchant’s Mortgage & Trust Company, our expertise lies in providing tailored fix & flip loans, commercial property loans, and construction loans to cater to your real estate aspirations. Being a leading name in California real estate lending, our team understands the unique dynamics of the state’s market. Our extensive array of private real estate loans in California ensures that you get the best terms and options suited to your needs.

Whether you are exploring real estate investment loans or seeking a trusted commercial construction lender, we are your one-stop solution for all property financing needs. Dive into the world of secured real estate opportunities with us. Reach out to one of our loan officers today to learn more!

Loans made or arranged pursuant to a California Financing Law license. The Department of Financial Protection & Innovation is the supervising regulatory entity.

Ari Zandman-Zeman

Loan Officer

Bo Seamands​

Vice President, Loan Officer​

John Dimino

Senior Loan Officer​

Julia Willetts​

Assistant Vice President, Loan Officer

Travis Mullen​

Loan Officer


2187 Newcastle Ave
Suite 204 
Cardiff By The Sea CA 92007 
California License # 60DBO-43763

Office hours

Monday – Friday: 8am – 5pm 
Sat + Sun: Closed

Ready to get started?

Proudly Serving These Real Estate Communities:

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Have an administrative question?

FOR PAYOFFS: [email protected]

FOR BILLING QUESTIONS: [email protected]

FOR REPAIR DRAWS: [email protected]