Multifamily and Commercial Property Loans

Are you a real estate investor looking for an alternative to conventional or hard money financing for your multifamily project? Then look no further than the Nation’s top private money lender—MMTC.

Our dedicated multifamily financing division is here to help you every step of the way. From our local experts on call 24/7 to vet any of your multifamily financing questions, to our in-house servicing team providing white glove service, we have the experience and capital you need to take your business to the next level.

Have questions? Contact one of our Loan Officers today!

Multifamily Bridge Terms

  • LTC: Up to 85% of the Purchase Price + 100% of Construction Costs
  • Rates: Starting at 10.5%
  • Loan Amount: $250,000 to $15,000,000
  • ARLTV: Up to 75%
  • Term: Up to 36 Months Interest Only With Monthly Payments Up to $30,000
  • Ongoing Advance Available Direct Lender/Institutionally Owned

Multifamily Ground-Up Construction

Loan Options

  • 100% of Construction Costs + Interest Reserve with Land as Down Payment (Up to $100,000 Ongoing Advance Available in Addition to Normal Draws)
  • Up to 80% of Purchase Price + 80% Construction Costs
  • Up to 85% Purchase Price + 85% Construction Costs with Interest Reserve


  • Rates: Starting at 10.99%
  • Loan Amounts: $250,000-$15,000,000
  • ARLTV: Up to 65%
  • Term: Up to 36 Months Interest Only Monthly Payments

Property Types Covered

What are the benefits of our commercial property loan?

MMTC Staff Loan Experience

MMTC has a seasoned staff of professional loan officers and processors to assist you. We have an accessible and experienced draw department to assist with the improvement escrow draws and complete your draw requests in a timely manner. Many of our executives and employees have been with the company for over a decade.

Property Types

We finance a variety of property types including but not limited to: multifamily residential, small shopping centers, offices, and industrial/warehouse properties. 

Fast Approvals and Closings

We provide quick pre-approvals and quick closings (typically within one week, sometimes less). Many of our investors have secured and closed on contracts due to our speed which has allowed them to compete against other investor’s that submit “all cash” contracts.

Use of Funds

You can use our funds for new construction, rehabilitation of an existing space, or bridge financing prior to permanent financing.

Competitive Pricing

Our rates and fees are cheaper than many other private lenders and can provide much better rates than traditional hard money loans.

Borrower Flexibility

Properties may be titled in entities, such as limited liability companies (LLC’s), corporations, or partnerships. No limit on the number of investment properties already owned by the investor.

Ready to get started?

Have an administrative question?

FOR PAYOFFS: [email protected]

FOR BILLING QUESTIONS: [email protected]

FOR REPAIR DRAWS: [email protected]