Multifamily And Commercial Property Loans
Merchants Mortgage & Trust offers multifamily loan products designed to provide real estate investors and developers with fast, flexible financing for acquisitions, renovations, and new construction projects.
Whether you’re building from the ground up or repositioning an existing property, Merchants delivers the capital and support to bring your vision to life.
Apply NowAdvantages of our Multifamily Loan Programs
Staff Experience
Our experienced team of professional loan officers and processors are here to guide you every step of the way, ensuring that your financing journey is smooth and successful. From the initial consultation to the final loan approval, our experts are committed to providing personalized support and expert advice tailored to your unique needs and goals.
Property Types
We can finance a variety of project types including multifamily residential, small shopping centers, offices, and industrial/warehouse properties.
For ineligible property types, click here.
Fast Approvals and Closings
Through our Multifamily loan program, you can receive rapid pre-approvals, usually within 24 to 48 hours, and closings within 5 business days. This speed has helped many of our clients secure and close contracts faster than expected, allowing them to compete effectively with all-cash buyers.
Use of Funds
You can use our funds for new construction, rehabilitation of an existing space, or bridge financing prior to permanent financing.
Borrower Flexibility
Properties can be titled under entities like limited liability companies (LLCs), corporations, or partnerships. Investors are not restricted by the number of investment properties they already own. Additionally, self-directed IRA loans are available with an additional down payment.
Competitive Pricing
Whether you are an experienced or novice real estate investor, you will find our rates and fees to be some of the most competitive in the industry.