Where We Lend
Merchants’ ability to provide funding across the United States gives real estate investors the freedom to explore lucrative markets beyond their local area, unlocking opportunities in high-growth or emerging regions.
This flexibility enables investors to diversify their portfolios across various geographic markets, reducing risks tied to a single location’s economic shifts.
Merchants’ diverse array of flexible loan programs – including Fix & Flip, Ground-Up Construction , Multifamily, and DSCR loans – are tailored to meet your individual needs.
Lending in 42 States
Our nationwide reach, combined with local expertise, empowers real estate investors to swiftly act on promising opportunities wherever they appear.