Position Summary
The Pre-Auditor will be responsible for the pre-audit and funding new loans for Merchants’ various loan programs. Activities may also include the post-audit of loans, shipping of loans, working with our investors on loan sales, and other operational functions. Experience in providing investors with bridge financing, and relationships with loan borrowers active in the non-owner-occupied residential fix & flip and ground-up construction sectors, is preferred but not required. Candidates should also be highly motivated, have strong communication skills, and be able to thrive in a competitive yet rewarding sales environment.
Responsibilities
- Process: Completion of audit, funding of new loans in the servicing system, and set-up of collateral information in the servicing system
- Communications: Initiate and respond to all internal and external needs in a timely, accurate, and concise manner
- Problem Solving: Manage the evaluation of all loan documents for exceptions to Merchants’ established process
- Resolve conflicts: Initiate evaluation, analysis, and implement solutions
- Special Projects/Assignments: Participate in special project development, as requested
Qualifications
- Experience in private capital, fix & flip, residential bridge, and ground-up construction financing preferred
- Excellent communication skills (written and verbal)
- Highly motivated with a proactive mindset to understand problems, offer solutions, build relationships, and work through institutional decision-making
- A collaborative approach and team player
- Critical thinker regarding risk and the quality of assets being originated
- Ability to work in a high volume, fast-paced environment and successfully meet established deadlines
- Ability to work independently and be self-motivated with measurable results
- Comfortable working with Microsoft environment, LinkedIn, and other research tools
- Proficient in Excel
Eligibility Requirements
- Must be authorized to work in U.S.
What We Offer
- Medical, Dental and Vision Plans
- Life Insurance, Short-Term & Long-Term Disability
- 401K with Company Match