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Kim Hubbard joined Merchants in 1997, marking the beginning of the company’s origination of fix-and-flip and ground-up construction loans for real estate investors. Currently, she leads the loan origination team for Colorado. Throughout her mortgage career, Ms. Hubbard has consistently been a top originator and is recognized as an industry expert in fix-and-flip lending. She takes pride in building long-term client relationships and fostering teamwork within the company. Before joining Merchants, Ms. Hubbard was the head of residential loan origination for KeyBank (formerly OmniBank) from 1993 to 1997. Prior to that, she served as a Senior Savings and Loan Examiner for the United States Treasury Department Office of Thrift Supervision. Ms. Hubbard holds a Bachelor’s degree in Business and Economics from the University of Nebraska-Lincoln.

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